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Old 11-01-2011, 01:08 PM   #1
TVFactFan
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Default Bank of America cancels $5.00 Debit Card Fee

I guess too many closed their accounts and Bank of America realized that they were the only ones doing that silly sh*t LOL


http://news.yahoo.com/bank-america-c...155910068.html
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Old 11-01-2011, 02:44 PM   #2
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Great news, until they decide to charge it again in six months, and then take it away again two months before the election. Just going on my 13 year experience with them, but i hope i'm wrong,

For now this is good news, thanks for sharing Solomon!!
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Old 11-01-2011, 03:21 PM   #3
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Quote:
Originally Posted by Seth
Got notified this morning that Regions (my bank) was dropping it's $4/month debit card fee as well. Good thing, was contemplating switching.

I'd imagine they'll all just find another, unpublicized, way to make back up the money.
i agree; they'll just find some other way to make up their "losses"

if you don't pay for it upfront, they'll just ask the feds for another bailout/handout
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Old 11-01-2011, 06:58 PM   #4
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Darn, my bank was picking up tons of accounts because of that fee! We were hoping they'd keep it up and we could steal all their customers!
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Old 11-01-2011, 07:04 PM   #5
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Quote:
Originally Posted by Liza
Darn, my bank was picking up tons of accounts because of that fee! We were hoping they'd keep it up and we could steal all their customers!


Bank of America was able to see that and changed their mind lol
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Old 11-01-2011, 07:13 PM   #6
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Bank O.A. pulease. I have 3 accounts with them, well when i went to order checks for the campus edge one they said "oh no we're phasing that out" well it's supposed to good for free checking for 5 years and i still have 2 left, but they want that 12.50 per month checking fee for the "privilege" of letting them use my money. He was trying to push some account on me where you don't pay a fee but you get no service. Such a deal!
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Old 11-02-2011, 08:29 AM   #7
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Oh they're going to find ways to get money out of you by minimum balance fees, teller transactions etc.
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Old 11-02-2011, 02:27 PM   #8
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I agree that charging the debit card fee was dumb and would hurt them. But Banks (sadly) can be such vultures of the middle class/poor...they'll come up with some scheme (usually in 2 pt font)

Credit Unions are the way to go...if you can join one (they have eligibility requirements)...ususally you can find a way to qualify for one in your area somehow
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Old 11-03-2011, 03:58 PM   #9
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Well this story made TD bank say, OK well now we should do something

TD bank has raised fees on checking account, story below-lol

http://abclocal.go.com/wpvi/story?se...ess&id=8417258
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Old 11-07-2011, 07:50 PM   #10
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Good, cause this was completely idiotic. If you're like me and live paycheck to paycheck, you can't afford $5 for something stupid like this.

My utility co. decided to start charging $4.95 to pay your bill by debit or credit card, so now I have to go to their office and pay my bill with check or mail it in, totally dumb
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Old 11-11-2011, 10:16 PM   #11
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Oh No

Quote:
Originally Posted by OH Nuts!
I agree that charging the debit card fee was dumb and would hurt them. But Banks (sadly) can be such vultures of the middle class/poor...they'll come up with some scheme (usually in 2 pt font)

Credit Unions are the way to go...if you can join one (they have eligibility requirements)...ususally you can find a way to qualify for one in your area somehow

Some of the smaller banks can be very good as well (and I'm not just saying that because I work for one). The sad truth is that the government's gone so nutsy with passing new banking reforms that it's drastically cut the income that all banks were able to make before. They're all struggling to make up the difference, which is why we get called "vultures."

I agree the debit card fee was stupid - it was funny to watch from the sidelines though. This whole situation is just sad now.
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Old 11-12-2011, 01:02 PM   #12
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Quote:
Originally Posted by Liza
Some of the smaller banks can be very good as well (and I'm not just saying that because I work for one). The sad truth is that the government's gone so nutsy with passing new banking reforms that it's drastically cut the income that all banks were able to make before. They're all struggling to make up the difference, which is why we get called "vultures."

I agree the debit card fee was stupid - it was funny to watch from the sidelines though. This whole situation is just sad now.

I agree that some of the smaller banks tend to be better than the behemoths, and they deserve kudos for that. But credit unions tend to be the best choice. It would seem that the best way for Banks to make a good profit would be to make wise investments, with the profit margin being the difference between what they make and interest they pay out. Competitive banks could get a larger deposit base and maybe do OK that way.

But honestly, some of the fees really seem to hurt the working poor most (maybe not your Bank particularly.) These days, whenever I ask for anything from my Bank, I always preface it with "is there a fee for this." And I read EVERYTHING they send me.
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Old 11-18-2011, 10:50 PM   #13
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Quote:
Originally Posted by OH Nuts!
I agree that some of the smaller banks tend to be better than the behemoths, and they deserve kudos for that. But credit unions tend to be the best choice. It would seem that the best way for Banks to make a good profit would be to make wise investments, with the profit margin being the difference between what they make and interest they pay out. Competitive banks could get a larger deposit base and maybe do OK that way.

But honestly, some of the fees really seem to hurt the working poor most (maybe not your Bank particularly.) These days, whenever I ask for anything from my Bank, I always preface it with "is there a fee for this." And I read EVERYTHING they send me.

Remember that credit unions don't pay taxes. The taxes that my bank will pay this year surpasses the income of most tiny credit unions. It's rather an unfair advantage, these credit unions are getting, especially considering the bad rap "banks" are getting these days.
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